{"id":8310349,"date":"2025-09-08T10:35:55","date_gmt":"2025-09-08T07:35:55","guid":{"rendered":"https:\/\/elementor.com\/tools\/?p=8310349"},"modified":"2025-09-08T10:38:31","modified_gmt":"2025-09-08T07:38:31","slug":"maturity-value-calculator","status":"publish","type":"post","link":"https:\/\/elementor.com\/tools\/maturity-value-calculator\/","title":{"rendered":"Maturity Value Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"container\" data-elementor-id=\"8310348\" class=\"elementor elementor-8310348\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23691a2c e-flex e-con-boxed e-con e-parent\" data-id=\"23691a2c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37c3711c elementor-widget elementor-widget-html\" data-id=\"37c3711c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n    \/* === Styles from your existing tool === *\/\r\n    .html-viewer-app {\r\n        width: 100%;\r\n        max-width: 1280px;\r\n        margin: 0 auto;\r\n        padding: 60px 0 0;\r\n        background: transparent;\r\n        font-family: 'DM Sans', sans-serif; \/* Added for consistency *\/\r\n    }\r\n\r\n    .main-content {\r\n        display: flex;\r\n        align-items: flex-start; \/* Aligned to top for better look *\/\r\n        justify-content: center;\r\n    }\r\n\r\n    .format-btn {\r\n        background-color: #000;\r\n        color: white;\r\n        border: none;\r\n        padding: 12px 20px;\r\n        cursor: pointer;\r\n        font-size: 1.125rem;\r\n        font-weight: 500;\r\n        transition: all 0.2s;\r\n        min-width: 11rem;\r\n        text-align: center;\r\n        border-radius: 4px; \/* Added for modern look *\/\r\n    }\r\n\r\n    .format-btn:is(:hover, :focus, :focus-visible, :active){\r\n        background-color: #545454;\r\n    }\r\n\r\n    .reset-btn {\r\n        background: none;\r\n        border: none;\r\n        color: black;\r\n        text-decoration: underline;\r\n        font-size: 1rem;\r\n        cursor: pointer;\r\n        padding: 0;\r\n        transition: color 0.2s;\r\n    }\r\n\r\n    .reset-btn:is(:hover, :focus, :focus-visible, :active) {\r\n        background: none;\r\n        color: #545454;\r\n        text-decoration: underline;\r\n    }\r\n    \r\n    .section-header {\r\n        background-color: #05047E;\r\n        color: white;\r\n        padding: 12px 20px;\r\n        font-weight: 400;\r\n        font-size: 1.125rem;\r\n        border-top-left-radius: 8px;\r\n        border-top-right-radius: 8px;\r\n    }\r\n\r\n    \/* === New styles for the calculator === *\/\r\n    .calculator-section {\r\n        flex: 1;\r\n        max-width: 600px; \/* Single column layout *\/\r\n        min-width: 300px;\r\n        background: white;\r\n        border-radius: 8px;\r\n        overflow: hidden;\r\n        border: 1.5px solid #EBEBEB;\r\n        box-shadow: 0 4px 15px rgba(0,0,0,0.05);\r\n    }\r\n    \r\n    .calculator-form {\r\n        padding: 25px;\r\n        display: flex;\r\n        flex-direction: column;\r\n        gap: 20px;\r\n    }\r\n\r\n    .form-group {\r\n        display: flex;\r\n        flex-direction: column;\r\n        gap: 8px;\r\n    }\r\n\r\n    .calculator-label {\r\n        font-weight: 500;\r\n        font-size: 1rem;\r\n        color: #333;\r\n    }\r\n\r\n    .calculator-input {\r\n        width: 100%;\r\n        padding: 12px 15px;\r\n        border: 1.5px solid #EBEBEB;\r\n        border-radius: 4px;\r\n        font-size: 1rem;\r\n        color: #333;\r\n        box-sizing: border-box; \/* Ensures padding doesn't affect width *\/\r\n        transition: border-color 0.2s;\r\n    }\r\n\r\n    .calculator-input:focus {\r\n        outline: none;\r\n        border-color: #05047E;\r\n    }\r\n\r\n    .btn-container {\r\n        margin-top: 15px;\r\n        display: flex;\r\n        gap: 15px;\r\n        align-items: center;\r\n        flex-wrap: wrap; \/* For responsiveness *\/\r\n    }\r\n\r\n    .results-section {\r\n        display: none; \/* Hidden by default *\/\r\n        padding: 20px 25px;\r\n        margin-top: 25px;\r\n        background-color: #f9f9f9;\r\n        border: 1.5px solid #EBEBEB;\r\n        border-radius: 8px;\r\n    }\r\n\r\n    .results-section h3 {\r\n        margin-top: 0;\r\n        margin-bottom: 20px;\r\n        font-size: 1.25rem;\r\n        color: #05047E;\r\n        border-bottom: 2px solid #EBEBEB;\r\n        padding-bottom: 10px;\r\n    }\r\n    \r\n    .result-item {\r\n        display: flex;\r\n        justify-content: space-between;\r\n        align-items: center;\r\n        padding: 10px 0;\r\n        font-size: 1rem;\r\n    }\r\n    \r\n    .result-item:not(:last-child) {\r\n        border-bottom: 1px solid #e0e0e0;\r\n    }\r\n\r\n    .result-label {\r\n        color: #555;\r\n    }\r\n\r\n    .result-value {\r\n        font-weight: 700;\r\n        font-size: 1.1rem;\r\n        color: #000;\r\n    }\r\n    \r\n    #maturityValueSpan {\r\n        color: #00d084; \/* Using a color from your :root variables *\/\r\n        font-size: 1.25rem;\r\n    }\r\n\r\n    .error-message {\r\n        color: #cf2e2e; \/* Using a color from your :root variables *\/\r\n        font-size: 0.9rem;\r\n        display: none; \/* Hidden by default *\/\r\n        margin-top: 5px;\r\n    }\r\n\r\n    \/* Responsive adjustments *\/\r\n    @media (max-width: 768px) {\r\n        .html-viewer-app {\r\n            padding: 30px 15px 0;\r\n        }\r\n\r\n        .btn-container {\r\n            flex-direction: column;\r\n            align-items: stretch;\r\n        }\r\n        \r\n        .reset-btn {\r\n            text-align: center;\r\n            margin-top: 5px;\r\n        }\r\n    }\r\n<\/style>\r\n\r\n<div class=\"html-viewer-app\">\r\n    <div class=\"main-content\">\r\n        <div class=\"calculator-section\">\r\n            <div class=\"section-header\">Maturity Value Calculator<\/div>\r\n            <div class=\"calculator-form\">\r\n                \r\n                <div class=\"form-group\">\r\n                    <label for=\"principal\" class=\"calculator-label\">Principal Amount ($)<\/label>\r\n                    <input type=\"number\" id=\"principal\" class=\"calculator-input\" placeholder=\"e.g., 10000\" min=\"0\">\r\n                    <span id=\"principalError\" class=\"error-message\">Please enter a valid principal amount.<\/span>\r\n                <\/div>\r\n\r\n                <div class=\"form-group\">\r\n                    <label for=\"interestRate\" class=\"calculator-label\">Annual Interest Rate (%)<\/label>\r\n                    <input type=\"number\" id=\"interestRate\" class=\"calculator-input\" placeholder=\"e.g., 5.5\" min=\"0\" step=\"0.01\">\r\n                     <span id=\"rateError\" class=\"error-message\">Please enter a valid interest rate.<\/span>\r\n                <\/div>\r\n\r\n                <div class=\"form-group\">\r\n                    <label for=\"years\" class=\"calculator-label\">Investment Period (Years)<\/label>\r\n                    <input type=\"number\" id=\"years\" class=\"calculator-input\" placeholder=\"e.g., 10\" min=\"0\">\r\n                    <span id=\"yearsError\" class=\"error-message\">Please enter a valid number of years.<\/span>\r\n                <\/div>\r\n\r\n                <div class=\"form-group\">\r\n                    <label for=\"compoundingFrequency\" class=\"calculator-label\">Compounding Frequency<\/label>\r\n                    <select id=\"compoundingFrequency\" class=\"calculator-input\">\r\n                        <option value=\"1\">Annually<\/option>\r\n                        <option value=\"2\">Semi-Annually<\/option>\r\n                        <option value=\"4\">Quarterly<\/option>\r\n                        <option value=\"12\" selected>Monthly<\/option>\r\n                        <option value=\"365\">Daily<\/option>\r\n                    <\/select>\r\n                <\/div>\r\n\r\n                <div class=\"btn-container\">\r\n                    <button id=\"calculateBtn\" class=\"format-btn\">Calculate<\/button>\r\n                    <button id=\"resetBtn\" class=\"reset-btn\">Reset Fields<\/button>\r\n                <\/div>\r\n\r\n                <div id=\"resultsSection\" class=\"results-section\">\r\n                    <h3>Calculation Results<\/h3>\r\n                    <div class=\"result-item\">\r\n                        <span class=\"result-label\">Principal Amount:<\/span>\r\n                        <span id=\"principalAmountSpan\" class=\"result-value\">$0.00<\/span>\r\n                    <\/div>\r\n                    <div class=\"result-item\">\r\n                        <span class=\"result-label\">Total Interest Earned:<\/span>\r\n                        <span id=\"interestEarnedSpan\" class=\"result-value\">$0.00<\/span>\r\n                    <\/div>\r\n                    <div class=\"result-item\">\r\n                        <span class=\"result-label\">Maturity Value:<\/span>\r\n                        <span id=\"maturityValueSpan\" class=\"result-value\">$0.00<\/span>\r\n                    <\/div>\r\n                <\/div>\r\n\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\r\n<script>\r\n    document.addEventListener('DOMContentLoaded', function () {\r\n        \/\/ --- Element Selection ---\r\n        const principalInput = document.getElementById('principal');\r\n        const interestRateInput = document.getElementById('interestRate');\r\n        const yearsInput = document.getElementById('years');\r\n        const compoundingFrequencySelect = document.getElementById('compoundingFrequency');\r\n        \r\n        const calculateBtn = document.getElementById('calculateBtn');\r\n        const resetBtn = document.getElementById('resetBtn');\r\n\r\n        const resultsSection = document.getElementById('resultsSection');\r\n        const principalAmountSpan = document.getElementById('principalAmountSpan');\r\n        const interestEarnedSpan = document.getElementById('interestEarnedSpan');\r\n        const maturityValueSpan = document.getElementById('maturityValueSpan');\r\n\r\n        const principalError = document.getElementById('principalError');\r\n        const rateError = document.getElementById('rateError');\r\n        const yearsError = document.getElementById('yearsError');\r\n\r\n        \/\/ --- Utility Functions ---\r\n        const formatCurrency = (value) => {\r\n            return value.toLocaleString('en-US', {\r\n                style: 'currency',\r\n                currency: 'USD',\r\n                minimumFractionDigits: 2,\r\n                maximumFractionDigits: 2,\r\n            });\r\n        };\r\n\r\n        const validateInput = (input, errorElement) => {\r\n            const value = parseFloat(input.value);\r\n            if (isNaN(value) || value <= 0) {\r\n                errorElement.style.display = 'block';\r\n                input.style.borderColor = '#cf2e2e';\r\n                return false;\r\n            } else {\r\n                errorElement.style.display = 'none';\r\n                input.style.borderColor = '#EBEBEB';\r\n                return true;\r\n            }\r\n        };\r\n\r\n        const hideAllErrors = () => {\r\n            principalError.style.display = 'none';\r\n            rateError.style.display = 'none';\r\n            yearsError.style.display = 'none';\r\n            principalInput.style.borderColor = '#EBEBEB';\r\n            interestRateInput.style.borderColor = '#EBEBEB';\r\n            yearsInput.style.borderColor = '#EBEBEB';\r\n        };\r\n\r\n        \/\/ --- Event Handlers ---\r\n        const handleCalculation = () => {\r\n            hideAllErrors();\r\n\r\n            const isPrincipalValid = validateInput(principalInput, principalError);\r\n            const isRateValid = validateInput(interestRateInput, rateError);\r\n            const isYearsValid = validateInput(yearsInput, yearsError);\r\n\r\n            if (!isPrincipalValid || !isRateValid || !isYearsValid) {\r\n                resultsSection.style.display = 'none';\r\n                return;\r\n            }\r\n\r\n            \/\/ Get values and parse them\r\n            const P = parseFloat(principalInput.value);\r\n            const r = parseFloat(interestRateInput.value) \/ 100; \/\/ Convert percentage to decimal\r\n            const t = parseFloat(yearsInput.value);\r\n            const n = parseFloat(compoundingFrequencySelect.value);\r\n\r\n            \/\/ Calculation formula: A = P(1 + r\/n)^(nt)\r\n            const amount = P * Math.pow((1 + r \/ n), (n * t));\r\n            const interestEarned = amount - P;\r\n\r\n            \/\/ Update the display\r\n            principalAmountSpan.textContent = formatCurrency(P);\r\n            interestEarnedSpan.textContent = formatCurrency(interestEarned);\r\n            maturityValueSpan.textContent = formatCurrency(amount);\r\n\r\n            \/\/ Show the results\r\n            resultsSection.style.display = 'block';\r\n        };\r\n\r\n        const handleReset = () => {\r\n            principalInput.value = '';\r\n            interestRateInput.value = '';\r\n            yearsInput.value = '';\r\n            compoundingFrequencySelect.value = '12'; \/\/ Reset to default (Monthly)\r\n\r\n            resultsSection.style.display = 'none';\r\n            hideAllErrors();\r\n        };\r\n\r\n        \/\/ --- Event Listeners ---\r\n        calculateBtn.addEventListener('click', handleCalculation);\r\n        resetBtn.addEventListener('click', handleReset);\r\n    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