{"id":8310095,"date":"2025-09-03T10:48:57","date_gmt":"2025-09-03T07:48:57","guid":{"rendered":"https:\/\/elementor.com\/tools\/?p=8310095"},"modified":"2025-09-03T10:55:47","modified_gmt":"2025-09-03T07:55:47","slug":"business-loan-calculator","status":"publish","type":"post","link":"https:\/\/elementor.com\/tools\/business-loan-calculator\/","title":{"rendered":"Business Loan Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"container\" data-elementor-id=\"8310094\" class=\"elementor elementor-8310094\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23691a2c e-flex e-con-boxed e-con e-parent\" data-id=\"23691a2c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37c3711c elementor-widget elementor-widget-html\" data-id=\"37c3711c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n    \/* --- Styles Adapted from Your Code --- *\/\r\n    .html-viewer-app {\r\n        width: 100%;\r\n        max-width: 700px; 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\/* Ensures padding doesn't affect width *\/\r\n        transition: border-color 0.2s, box-shadow 0.2s;\r\n    }\r\n    \r\n    .form-group input.has-symbol {\r\n        padding-left: 32px;\r\n    }\r\n\r\n    .form-group input:focus {\r\n        outline: none;\r\n        border-color: #05047E;\r\n        box-shadow: 0 0 0 3px rgba(5, 4, 126, 0.1);\r\n    }\r\n\r\n    #results-section {\r\n        margin-top: 24px;\r\n        padding: 20px;\r\n        background-color: #f8f9fa;\r\n        border-radius: 6px;\r\n        border: 1.5px solid #EBEBEB;\r\n        display: none; \/* Hidden by default *\/\r\n        text-align: center;\r\n        animation: fadeIn 0.5s ease;\r\n    }\r\n\r\n    @keyframes fadeIn {\r\n        from { opacity: 0; transform: translateY(-10px); }\r\n        to { opacity: 1; transform: translateY(0); }\r\n    }\r\n\r\n    .results-section h3 {\r\n        margin-top: 0;\r\n        margin-bottom: 16px;\r\n        font-size: 1.2rem;\r\n        color: #05047E;\r\n    }\r\n\r\n    .results-section .result-item {\r\n        margin-bottom: 12px;\r\n    }\r\n    .results-section .result-item:last-child {\r\n        margin-bottom: 0;\r\n    }\r\n\r\n    .results-section .result-label {\r\n        font-size: 1rem;\r\n        color: #555;\r\n    }\r\n\r\n    .results-section .result-value {\r\n        font-size: 1.75rem;\r\n        font-weight: 700;\r\n        color: #000;\r\n        display: block;\r\n    }\r\n\r\n    .error-message {\r\n        color: #cf2e2e; \/* Using a red from your :root variables *\/\r\n        font-weight: 500;\r\n    }\r\n\r\n    @media (max-width: 768px) {\r\n        .html-viewer-app {\r\n            padding: 20px 15px;\r\n        }\r\n        .calculator-content {\r\n            padding: 20px;\r\n        }\r\n        .results-section .result-value {\r\n            font-size: 1.5rem;\r\n        }\r\n    }\r\n<\/style>\r\n\r\n<div class=\"html-viewer-app\">\r\n    <div class=\"input-section\">\r\n        <div class=\"section-header\">\r\n            <h2>Business Loan Calculator<\/h2>\r\n        <\/div>\r\n        <div class=\"calculator-content\">\r\n            <div class=\"form-group\">\r\n                <label for=\"loanAmount\">Loan Amount<\/label>\r\n                <div class=\"input-wrapper\">\r\n                    <span class=\"input-symbol\">$<\/span>\r\n                    <input type=\"number\" id=\"loanAmount\" class=\"has-symbol\" placeholder=\"e.g., 50000\" min=\"1\">\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"form-group\">\r\n                <label for=\"interestRate\">Annual Interest Rate<\/label>\r\n                <div class=\"input-wrapper\">\r\n                    <span class=\"input-symbol\">%<\/span>\r\n                    <input type=\"number\" id=\"interestRate\" class=\"has-symbol\" placeholder=\"e.g., 5.5\" step=\"0.01\" min=\"0\">\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"form-group\">\r\n                <label for=\"loanTerm\">Loan Term (Years)<\/label>\r\n                <input type=\"number\" id=\"loanTerm\" placeholder=\"e.g., 5\" min=\"1\">\r\n            <\/div>\r\n\r\n            <div class=\"format-btn-container\">\r\n                <button id=\"calculateBtn\" class=\"format-btn\">Calculate<\/button>\r\n                <button id=\"resetBtn\" class=\"reset-btn\">Reset<\/button>\r\n            <\/div>\r\n\r\n            <div id=\"results-section\" class=\"results-section\">\r\n                <!-- Results will be injected here by JavaScript -->\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\r\n<script>\r\n    document.addEventListener('DOMContentLoaded', function() {\r\n        const calculateBtn = document.getElementById('calculateBtn');\r\n        const resetBtn = document.getElementById('resetBtn');\r\n        const resultsSection = document.getElementById('results-section');\r\n\r\n        const loanAmountInput = document.getElementById('loanAmount');\r\n        const interestRateInput = document.getElementById('interestRate');\r\n        const loanTermInput = document.getElementById('loanTerm');\r\n\r\n        const calculateLoan = () => {\r\n            \/\/ 1. Get and parse input values\r\n            const P = parseFloat(loanAmountInput.value); \/\/ Principal loan amount\r\n            const annualRate = parseFloat(interestRateInput.value); \/\/ Annual interest rate\r\n            const termYears = parseFloat(loanTermInput.value); \/\/ Loan term in years\r\n\r\n            \/\/ 2. Validate inputs\r\n            if (isNaN(P) || P <= 0 || isNaN(annualRate) || annualRate < 0 || isNaN(termYears) || termYears <= 0) {\r\n                resultsSection.style.display = 'block';\r\n                resultsSection.innerHTML = `<p class=\"error-message\">Please enter valid numbers in all fields.<\/p>`;\r\n                return;\r\n            }\r\n\r\n            \/\/ 3. Perform calculations\r\n            const r = (annualRate \/ 100) \/ 12; \/\/ Monthly interest rate\r\n            const n = termYears * 12; \/\/ Total number of payments (months)\r\n            \r\n            let monthlyPayment;\r\n\r\n            if (r > 0) {\r\n                 \/\/ Standard formula for loans with interest\r\n                monthlyPayment = P * (r * Math.pow(1 + r, n)) \/ (Math.pow(1 + r, n) - 1);\r\n            } else {\r\n                \/\/ For 0% interest loans\r\n                monthlyPayment = P \/ n;\r\n            }\r\n\r\n            const totalPayment = monthlyPayment * n;\r\n            const totalInterest = totalPayment - P;\r\n\r\n            \/\/ 4. Format numbers for display\r\n            const formatCurrency = (num) => {\r\n                return '$' + num.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\r\n            };\r\n\r\n            \/\/ 5. Display the results\r\n            resultsSection.style.display = 'block';\r\n            resultsSection.innerHTML = `\r\n                <h3>Your Loan Summary<\/h3>\r\n                <div class=\"result-item\">\r\n                    <span class=\"result-label\">Monthly Payment<\/span>\r\n                    <span class=\"result-value\">${formatCurrency(monthlyPayment)}<\/span>\r\n                <\/div>\r\n                <div class=\"result-item\">\r\n                    <span class=\"result-label\">Total Interest Paid<\/span>\r\n                    <span class=\"result-value\">${formatCurrency(totalInterest)}<\/span>\r\n                <\/div>\r\n            `;\r\n        };\r\n        \r\n        const resetCalculator = () => {\r\n            loanAmountInput.value = '';\r\n            interestRateInput.value = '';\r\n            loanTermInput.value = '';\r\n            resultsSection.style.display = 'none';\r\n            resultsSection.innerHTML = '';\r\n        };\r\n\r\n        \/\/ 6. 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